The 100 per cent withdrawal provision and the 25 per cent minimum balance provision have led to some confusion.
Those who have long retirement horizons of 15 to 20 years and seek higher long-term returns may opt for MSF. Investors nearing retirement (under 10 years) or those with low risk tolerance should stay away.
Quoting an incorrect PAN during property registration can invite penalties and prosecution.
Investors can meet cash needs without selling their securities.
'Some buyers get carried away by festival offers and purchase higher variants or larger vehicles than they truly need, which impacts running cost and long-term affordability.'
'Investing in these funds makes sense if their net yield over better-quality funds -- corporate bond funds or banking and PSU funds -- is meaningful.'
New investors should avoid short-term, tactical entries and instead go for staggered buying via ETFs to manage volatility.
Investors may wait for six months and then take another look at the stock.
'Such stocks may be useful for aggressive portfolios, but should not be part of the core holdings.'
'Reits are suitable for investors seeking regular income and real estate exposure without managing physical properties, especially NRIs and retirees.'
'Active funds have the ability to manage downside risk.'
'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'
'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'
'Begin with a small investment, observe performance, then scale up gradually.'
One of the most exploited provisions is Section 10(13A), which permits exemption on HRA.
Conservative investors seeking equity-like tax benefits with low risk may go for them.
Banks offer a wide range of group insurance plans -- personal accident, health, hospital cash, home insurance, credit protection, and critical illness.
Only a limited set of investors should invest directly in corporate bonds.
Fraudsters lure individuals with false promises of recovering bonuses or maturity proceeds from lapsed policies.
The Income-Tax (I-T) Department has detected widespread tax evasion involving cryptocurrencies and, according to media reports, has issued emails to thousands of defaulting taxpayers seeking transaction details. Investors must understand the tax rules governing crypto assets and respond promptly to these emails.
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